ZIP 49064 Foreclosure, Tax-Lien & Distress Report

In Van Buren County, Michigan, ZIP 49064 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (43/100), construction/permit lag (34/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (10/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (61/100). On the structural side it scores 43/100, with 3/100 of stress already active.

The market reads expansion — home values rose 5.5% year on year, and 14% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 20% have a four-year degree. The ZIP holds roughly 1,699 housing units. Median household income is $61,863, below the U.S. median near $78,000. 75% of housing is owner-occupied. Rent burden reaches 35% of tenant households. A median home runs $171,500 here, or 2.6 times local income. The poverty rate is 17.9% — high, a tax-stress and distress correlate. On demographic stress specifically, 49064 scores 29/100. Population is roughly 3,670 with a median age of 43. Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 49064 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49064 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 49064's 18/100 can be lined up against any neighbor in Van Buren County, Michigan or any ZIP coast to coast. 49064 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 18/100 figure for 49064 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 49064 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.