ZIP 49064 Property Distress & Foreclosure Data

DLRadar grades ZIP 49064 (Van Buren County, Michigan) at a low 17/100 for overall property distress. Property-level stress concentrates in structural risk (40/100), construction/permit lag (25/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (61/100). On the structural side it scores 40/100, with 3/100 of stress already active.

The market reads expansion — home values rose 6.4% year on year, and 14% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 20% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,699 housing units. At $61,863, median income runs below typical U.S. levels. 75% of housing is owner-occupied. Around 35% of renters are cost-burdened. The typical home is worth about $171,500 (2.6× income, relatively affordable). The poverty rate is 17.9% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 29/100. About 3,670 people live here, median age 43. The vacancy rate is 16.0% — elevated.

Net-net, 49064 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.