Ionia County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ionia County, Michigan? DLRadar grades every Ionia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Ionia County breakdown.
- Ionia County's most distressed ZIP is 49302 at 28/100.
- 21 ZIP codes tracked in Ionia County, averaging 25/100 distress.
- Ionia County reads peak — home values up 3.9% year over year.
- Vacancy runs 6.9% across Ionia County's tracked ZIPs, with a 9.6% poverty rate.
- The typical Ionia County home is worth about $217,486 against a ~$81,912 median income.
- Lending headwind in Ionia County sits at 53/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49302 | 28/100 |
| 2 | 48846 | 27/100 |
| 3 | 48851 | 27/100 |
| 4 | 48860 | 27/100 |
| 5 | 48865 | 27/100 |
| 6 | 48870 | 27/100 |
| 7 | 48881 | 27/100 |
| 8 | 49331 | 27/100 |
| 9 | 48815 | 26/100 |
| 10 | 48849 | 26/100 |
| 11 | 48875 | 26/100 |
| 12 | 48809 | 25/100 |
Most distressed ZIP codes in Ionia County (composite distress 0-100, 2026)
What is driving Ionia County distress
Ionia County's placement in the national index rests on public filings — a 25/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Ionia County market phase and pricing
Phase for Ionia County: peak (+3.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Ionia County
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Frequently asked
Where is distress highest inside Ionia County, MI?
ZIP 49302 leads Ionia County at 28/100, recomputed monthly from public records.
Which phase does Ionia County sit in right now?
The market phase for Ionia County is peak, prices rising 3.9% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Ionia County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 21 Ionia County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Ionia County ZIP codes?
A single county score papers over real variation. Across the Ionia County ZIPs DLRadar ranks, scores run from 28/100 in 49302 down to 25/100 in 48809, against a Ionia County average of 25/100. A spread of 3 points means Ionia County has to be worked ZIP by ZIP.
What do Ionia County home values and vacancy say about distressed supply?
The typical Ionia County home carries about $217,486 of value against a median household income near $81,912. Vacancy across Ionia County's tracked ZIPs runs 6.9% and the poverty rate is 9.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Ionia County's filings and its 53/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.