ZIP 48433 Foreclosure, Tax-Lien & Distress Report

ZIP 48433's composite property-distress score is 23/100 - DLRadar classes that as low for Genesee County, Michigan. The latent-versus-live split is 53/100 structural and 3/100 already moving. Leading the profile are structural risk (53/100), construction/permit lag (40/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (79/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 18% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 4.4%. On demographic stress specifically, 48433 scores 24/100. A median home runs $211,400 here, or 2.4 times local income. There are about 10,652 housing units across 48433. 25,756 residents call 48433 home, typically aged 43. The poverty rate is 9.0%. Owners hold 86% of homes, renters 14%. Households earn a median $81,301 — near the roughly $78,000 national figure. Educational attainment sits at 29% bachelor's-or-above. Around 32% of renters are cost-burdened.

On balance, 48433 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 48433 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48433 can be compared directly against any other ZIP in Genesee County, Michigan or nationwide. Where the record is thin for 48433, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 figure for 48433 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48433 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.