ZIP 48458 Property Distress & Foreclosure Data

Composite property distress in 48458 (Genesee County, Michigan) lands at 24/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 54/100 structural and 3/100 already moving. The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 6.8% year on year, and 23% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $95,600 (2.0× income, relatively affordable). The vacancy rate is 12.0% — elevated. At $43,496, median income runs below typical U.S. levels. Around 8% of adults hold a bachelor's degree or higher. Around 55% of renters are cost-burdened. 68% of housing is owner-occupied. The poverty rate is 21.3% — high, a tax-stress and distress correlate. The ZIP holds roughly 9,016 housing units. The demographic-stress sub-score lands at 33/100. About 19,411 people live here, median age 39.

Net-net, 48458 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.