ZIP 48458 Foreclosure, Tax-Lien & Distress Report

In Genesee County, Michigan, ZIP 48458 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (87/100)). On the structural side it scores 56/100, with 3/100 of stress already active. Its heaviest discrete signals: structural risk (56/100), construction/permit lag (45/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The peak-phase market in 48458 posted values that rose 3.2% over the year, and 23% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $95,600 here, or 2.0 times local income. The vacancy rate is 12.0% — elevated. Households earn a median $43,496 — below the roughly $78,000 national figure. About 8% have a four-year degree. Around 55% of renters are cost-burdened. The tenure split is 68% owner-occupied to 32% rented. 21.3% of residents fall below the poverty threshold. There are about 9,016 housing units across 48458. DLRadar's demographic-stress index for the area reads 33/100. Population is roughly 19,411 with a median age of 39.

Taken together, 48458 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 48458 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 48458 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48458 can be compared directly against any other ZIP in Genesee County, Michigan or nationwide. Where the public record is thin for 48458, the field stays empty rather than modeled, and fills in as new documents post.

48458's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 48458 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.