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ZIP 48502 Foreclosure, Tax-Lien & Distress Report

Genesee County, Michigan · High Vacancy market

ZIP 48502's composite property-distress score is 25/100 - DLRadar classes that as low for Genesee County, Michigan. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (87/100)). The latent-versus-live split is 56/100 structural and 0/100 already moving. The sharpest non-environmental signals are structural risk (56/100), construction/permit lag (45/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) register low.

The peak-phase market in 48502 posted values that rose 3.2% over the year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 11% have a four-year degree. The poverty rate is 23.7% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 44/100. Around 26% of renters are cost-burdened. Households earn a median $55,700 — below the roughly $78,000 national figure. The tenure split is 0% owner-occupied to 100% rented. About 1,388 people live here, median age 31. The vacancy rate is 29.8% — elevated. There are about 307 housing units across 48502.

On the whole, 48502 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 48502 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 48502 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 48502 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 48502 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Practically, 48502 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

25/100
Composite stress
56/100
Structural risk
0/100
Distress activity

ZIP 48502 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk92
9 further distress layers are graded for 48502

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

48502 at a glance

The live 48502 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 48502 distress and acquisition report

Get every distressed property in 48502 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.

No modelling: every input is a public record · methodology

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