ZIP 48506 Property Distress & Foreclosure Data

DLRadar grades ZIP 48506 (Genesee County, Michigan) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 54/100 structural and 3/100 already moving. Property-level stress concentrates in structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 6.8% year on year, and 5% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $44,416, median income runs below typical U.S. levels. The typical home is worth about $91,900 (2.0× income, relatively affordable). The poverty rate is 23.1% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 32/100. Around 49% of renters are cost-burdened. The ZIP holds roughly 11,289 housing units. The vacancy rate is 11.2%. 70% of housing is owner-occupied. Around 9% of adults hold a bachelor's degree or higher. About 24,538 people live here, median age 39.

Net-net, 48506 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.