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ZIP 48506 Foreclosure, Tax-Lien & Distress Report

Genesee County, Michigan · High Poverty market

DLRadar grades ZIP 48506 (Genesee County, Michigan) at a low 25/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (87/100)). Structurally it carries 56/100, against 3/100 of stress already in motion. What sets it apart are the readings on structural risk (56/100), construction/permit lag (45/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The peak-phase market in 48506 posted values that rose 3.2% over the year, and 5% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

At $44,416, median income runs below typical U.S. levels. The typical home is worth about $91,900 (2.0× income, relatively affordable). The poverty rate is 23.1% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 32/100. Rent burden reaches 49% of tenant households. The ZIP holds roughly 11,289 housing units. The vacancy rate is 11.2%. The tenure split is 70% owner-occupied to 30% rented. Educational attainment sits at 9% bachelor's-or-above. About 24,538 people live here, median age 39.

Net-net, 48506 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 48506 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 48506's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 48506 reflects the current record instead of a stale or modeled snapshot.

48506's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 48506 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

25/100
Composite stress
56/100
Structural risk
3/100
Distress activity

What is driving ZIP 48506’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk92
9 further distress layers are graded for 48506

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 48506 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 48506, the same set carried on every parcel.

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Genesee County ZIPs near 48506

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Additional distress intelligence spanning Genesee County, Michigan by ZIP, county and state.

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Every distressed parcel in 48506 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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