ZIP 48438 Property Distress & Foreclosure Data

In Genesee County, Michigan, ZIP 48438 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (47/100), construction/permit lag (36/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (62/100)). On the structural side it scores 47/100, with 2/100 of stress already active.

The expansion-phase market in 48438 posted values that rose 6.4% over the year, and 20% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $100,759, above the U.S. median near $78,000. Around 22% of renters are cost-burdened. 5.5% of residents fall below the poverty threshold. The vacancy rate is 3.2%. Educational attainment sits at 34% bachelor's-or-above. Population is roughly 7,305 with a median age of 44. Owners hold 96% of homes, renters 4%. DLRadar's demographic-stress index for the area reads 22/100. Home values center near $337,400, an affordability ratio of 3.1× — accessible. The ZIP holds roughly 2,793 housing units.

Broadly, 48438 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.