ZIP 48438 Foreclosure, Tax-Lien & Distress Report

ZIP 48438's composite property-distress score is 22/100 - DLRadar classes that as low for Genesee County, Michigan. The pressure is most legible in structural risk (49/100), construction/permit lag (43/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (62/100)). The latent-versus-live split is 49/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 20% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $100,759, above the U.S. median near $78,000. Around 22% of renters are cost-burdened. 5.5% of residents fall below the poverty threshold. Vacancy runs 3.2%. Educational attainment sits at 34% bachelor's-or-above. About 7,305 people live here, median age 44. Owners hold 96% of homes, renters 4%. On demographic stress specifically, 48438 scores 22/100. The typical home is worth about $337,400 (3.1× income, relatively affordable). The ZIP holds roughly 2,793 housing units.

On balance, 48438 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 48438 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 48438's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 48438 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

48438's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 48438 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.