ZIP 48371 Property Distress & Foreclosure Data

DLRadar grades ZIP 48371 (Oakland County, Michigan) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (70/100), construction/permit lag (64/100), institutional ownership (45/100). By contrast, mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (79/100). On the structural side it scores 70/100, with 5/100 of stress already active.

The market reads expansion — home values rose 5.6% year on year, and 17% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 5.8% — low. Around 42% of adults hold a bachelor's degree or higher. At $108,983, median income runs above typical U.S. levels. Around 50% of renters are cost-burdened. About 26,120 people live here, median age 41. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 10,169 housing units. The vacancy rate is 2.8%. 88% of housing is owner-occupied. The typical home is worth about $370,200 (3.2× income, relatively affordable).

Net-net, 48371 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.