ZIP 48370 Foreclosure, Tax-Lien & Distress Report

Oakland County, Michigan's ZIP 48370 registers 32/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 72 and live distress 6 on the 0–100 scale. Property-level stress concentrates in structural risk (72/100), construction/permit lag (57/100), institutional ownership (50/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (60/100).

The peak-phase market in 48370 posted values that rose 4.2% over the year, and 17% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Median household income is $121,417, above the U.S. median near $78,000. 98% of housing is owner-occupied. 1,845 residents call 48370 home, typically aged 38. The vacancy rate is 11.0%. The poverty rate is 1.8% — low. DLRadar's demographic-stress index for the area reads 33/100. There are about 575 housing units across 48370. The typical home is worth about $416,900 (3.2× income, relatively affordable). Around 48% of adults hold a bachelor's degree or higher.

Net-net, 48370 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 48370 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 48370 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 48370, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 48370's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 48370 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.