ZIP 48377 Property Distress & Foreclosure Data

Composite property distress in 48377 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 75/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100).

The market reads expansion — home values rose 5.6% year on year, and 13% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 40% of renters are cost-burdened. The poverty rate is 6.3% — low. The ZIP holds roughly 10,066 housing units. The demographic-stress sub-score lands at 30/100. Around 52% of adults hold a bachelor's degree or higher. The typical home is worth about $350,600 (4.0× income, relatively affordable). At $83,368, median income runs near typical U.S. levels. 51% of housing is owner-occupied. The vacancy rate is 8.5%. About 19,775 people live here, median age 38.

Net-net, 48377 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

34/100
Composite stress
75/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 48377

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk98
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Oakland County

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