ZIP 48377 Foreclosure, Tax-Lien & Distress Report

ZIP 48377's composite property-distress score is 32/100 - DLRadar classes that as moderate for Oakland County, Michigan. What sets it apart are the readings on structural risk (72/100), construction/permit lag (57/100), institutional ownership (50/100). On the quiet end sit mortgage stress (19/100). On the structural side it scores 72/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (60/100)).

The market reads peak — home values rose 4.2% year on year, and 13% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Around 40% of renters are cost-burdened. 6.3% of residents fall below the poverty threshold. There are about 10,066 housing units across 48377. On demographic stress specifically, 48377 scores 30/100. About 52% have a four-year degree. The typical home is worth about $350,600 (4.0× income, relatively affordable). Households earn a median $83,368 — near the roughly $78,000 national figure. The tenure split is 51% owner-occupied to 49% rented. The vacancy rate is 8.5%. About 19,775 people live here, median age 38.

On balance 48377 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 48377 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 48377's 32/100 can be lined up against any neighbor in Oakland County, Michigan or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 48377, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 32/100 figure for 48377 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 48377 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.