ZIP 48322 Foreclosure, Tax-Lien & Distress Report
Oakland County, Michigan · Distress market
DLRadar grades ZIP 48322 (Oakland County, Michigan) at a moderate 33/100 for overall property distress. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 74/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)).
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 18% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $118,001, median income runs above typical U.S. levels. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 13,430 housing units. Around 52% of renters are cost-burdened. The typical home is worth about $389,400 (3.2× income, relatively affordable). Population is roughly 33,197 with a median age of 46. The vacancy rate is 4.7%. The demographic-stress sub-score lands at 26/100. Around 58% of adults hold a bachelor's degree or higher. 76% of housing is owner-occupied.
On balance 48322 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 48322 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 48322's 33/100 can be lined up against any neighbor in Oakland County, Michigan or any ZIP coast to coast. 48322 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
48322's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 48322 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 48322’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
48322 at a glance
The live 48322 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Oakland County ZIP reports
Keep exploring Michigan distress
Further distress data across Oakland County, Michigan at ZIP, county and state level.
Unlock the full ZIP 48322 acquisition report
Pull every distressed parcel in 48322 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology