ZIP 48322 Property Distress & Foreclosure Data

Composite property distress in 48322 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. The latent-versus-live split is 75/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 18% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $118,001 — above the roughly $78,000 national figure. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 13,430 housing units. Around 52% of renters are cost-burdened. A median home runs $389,400 here, or 3.2 times local income. 33,197 residents call 48322 home, typically aged 46. The vacancy rate is 4.7%. On demographic stress specifically, 48322 scores 26/100. About 58% have a four-year degree. The tenure split is 76% owner-occupied to 24% rented.

Overall, 48322 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.