ZIP 48301 Foreclosure, Tax-Lien & Distress Report

In Oakland County, Michigan, ZIP 48301 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 74/100 against active distress of 6/100. Its standout signals are structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 23% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

14,749 residents call 48301 home, typically aged 48. Home values center near $708,300, an affordability ratio of 4.1×. 87% of housing is owner-occupied. Educational attainment sits at 77% bachelor's-or-above. There are about 5,997 housing units across 48301. Rent burden reaches 49% of tenant households. On demographic stress specifically, 48301 scores 25/100. Households earn a median $163,571 — above the roughly $78,000 national figure. Vacancy runs 6.3%. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 48301 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 48301 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48301 can be compared directly against any other ZIP in Oakland County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 48301 reflects the current record instead of a stale or modeled snapshot.

The 33/100 figure for 48301 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48301 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.