ZIP 48304 Property Distress & Foreclosure Data

Composite property distress in 48304 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 75/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 24% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $140,700 — above the roughly $78,000 national figure. On demographic stress specifically, 48304 scores 19/100. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 6.9%. About 75% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. The ZIP holds roughly 7,245 housing units. 17,436 residents call 48304 home, typically aged 50. Around 18% of renters are cost-burdened. A median home runs $494,600 here, or 3.4 times local income.

Overall, 48304 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.