ZIP 48309 Property Distress & Foreclosure Data

Composite property distress in 48309 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 75 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100).

The expansion-phase market in 48309 posted values that rose 5.6% over the year, and 21% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $424,600, an affordability ratio of 3.4× — accessible. Owners hold 81% of homes, renters 19%. There are about 11,847 housing units across 48309. Educational attainment sits at 63% bachelor's-or-above. 4.7% of residents fall below the poverty threshold. Vacancy runs 4.4%. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $117,788, above the U.S. median near $78,000. Population is roughly 30,254 with a median age of 43. Rent burden reaches 50% of tenant households.

On balance 48309 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.