ZIP 48326 Property Distress & Foreclosure Data

DLRadar grades ZIP 48326 (Oakland County, Michigan) at a moderate 34/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 75/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 25% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 31% of renters are cost-burdened. The poverty rate is 11.2%. At $79,468, median income runs near typical U.S. levels. Around 48% of adults hold a bachelor's degree or higher. The vacancy rate is 7.1%. 51% of housing is owner-occupied. The typical home is worth about $245,700 (3.0× income, relatively affordable). About 24,488 people live here, median age 37. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 12,525 housing units.

Net-net, 48326 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.