ZIP 48342 Foreclosure, Tax-Lien & Distress Report

Oakland County, Michigan's ZIP 48342 registers 33/100 composite distress, which DLRadar reads as moderate. Leading the profile are structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). Structurally it carries 74/100, against 6/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 24% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 38/100. There are about 7,784 housing units across 48342. The poverty rate is 33.8% — high, a tax-stress and distress correlate. Educational attainment sits at 10% bachelor's-or-above. 38% of housing is owner-occupied. Population is roughly 17,227 with a median age of 34. Median household income is $33,750, below the U.S. median near $78,000. The typical home is worth about $101,300 (2.7× income, relatively affordable). Rent burden reaches 43% of tenant households. The vacancy rate is 11.6% — elevated.

Taken together, 48342 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 48342 at the moment; the composite and its components are still built from verifiable public records.

The 48342 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 48342 stays directly comparable to neighboring ZIPs and the rest of Oakland County, Michigan. The score is rebuilt from public data as it updates, so 48342 reflects the current record instead of a stale or modeled snapshot.

Behind 48342's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 48342 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.