ZIP 48346 Foreclosure, Tax-Lien & Distress Report

Oakland County, Michigan's ZIP 48346 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. On the structural side it scores 75/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 21% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 48346 scores 24/100. Households earn a median $97,857 — above the roughly $78,000 national figure. The ZIP holds roughly 10,023 housing units. Around 26% of renters are cost-burdened. About 41% have a four-year degree. The tenure split is 71% owner-occupied to 29% rented. The vacancy rate is 6.4%. A median home runs $325,400 here, or 3.0 times local income. 22,954 residents call 48346 home, typically aged 41.

Overall, 48346 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.