ZIP 48356 Property Distress & Foreclosure Data

ZIP code 48356 in Oakland County, Michigan carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). What sets it apart are the readings on structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. Structural exposure scores 75 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 5.6% year on year, and 16% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

92% of housing is owner-occupied. The typical home is worth about $336,800 (3.0× income, relatively affordable). The demographic-stress sub-score lands at 22/100. Around 38% of adults hold a bachelor's degree or higher. About 8,017 people live here, median age 44. Vacancy runs 6.0%. Rent burden reaches 23% of tenant households. There are about 3,419 housing units across 48356. At $103,708, median income runs above typical U.S. levels. The poverty rate is 5.8% — low.

Net-net, 48356 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.