ZIP 48009 Property Distress & Foreclosure Data

ZIP code 48009 in Oakland County, Michigan carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). On the structural side it scores 75/100, with 6/100 of stress already active. What sets it apart are the readings on structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100).

The expansion-phase market in 48009 posted values that rose 5.6% over the year, and 24% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $152,443, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. 4.9% of residents fall below the poverty threshold. Educational attainment sits at 77% bachelor's-or-above. Around 27% of renters are cost-burdened. The ZIP holds roughly 10,351 housing units. The vacancy rate is 9.6%. Home values center near $697,900, an affordability ratio of 4.7×. Population is roughly 21,623 with a median age of 41. Owners hold 76% of homes, renters 24%.

On balance 48009 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.