ZIP 48009 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48009 (Oakland County, Michigan) at a moderate 33/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). Structural risk reads 74/100 against active distress of 6/100. Leading the profile are structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 24% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $152,443 — above the roughly $78,000 national figure. On demographic stress specifically, 48009 scores 25/100. The poverty rate is 4.9% — low. Around 77% of adults hold a bachelor's degree or higher. Rent burden reaches 27% of tenant households. There are about 10,351 housing units across 48009. Vacancy runs 9.6%. The typical home is worth about $697,900 (4.7× income). Population is roughly 21,623 with a median age of 41. The tenure split is 76% owner-occupied to 24% rented.

Overall, 48009 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 48009 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 48009's 33/100 can be lined up against any neighbor in Oakland County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 48009 shows blanks, not estimates, wherever the record is sparse.

Behind 48009's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 48009 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.