ZIP 48070 Foreclosure, Tax-Lien & Distress Report

ZIP code 48070 in Oakland County, Michigan carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). mortgage stress (19/100) stay muted. Latent structural risk is 74/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100).

The market reads peak — home values rose 4.2% year on year, and 24% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Households earn a median $188,229 — above the roughly $78,000 national figure. On demographic stress specifically, 48070 scores 11/100. The poverty rate is 1.6% — low. Educational attainment sits at 82% bachelor's-or-above. Rent burden reaches 0% of tenant households. Owners hold 96% of homes, renters 4%. 6,322 residents call 48070 home, typically aged 44. There are about 2,442 housing units across 48070. Home values center near $473,900, an affordability ratio of 2.5× — accessible. The vacancy rate is 3.2%.

Net-net, 48070 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 48070 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 48070 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48070 can be compared directly against any other ZIP in Oakland County, Michigan or nationwide. Where the public record is thin for 48070, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 figure for 48070 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 48070 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.