ZIP 48237 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48237 (Oakland County, Michigan) at a moderate 33/100 for overall property distress. The split runs 74/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). Its standout signals are structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 4.2% year on year, and 20% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 29,370 with a median age of 38. The vacancy rate is 2.4%. The typical home is worth about $212,300 (3.0× income, relatively affordable). Rent burden reaches 44% of tenant households. At $65,882, median income runs below typical U.S. levels. There are about 13,091 housing units across 48237. Owners hold 59% of homes, renters 41%. Roughly 14.2% live below the poverty line. About 40% have a four-year degree. The demographic-stress sub-score lands at 29/100.

Net-net, 48237 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 48237 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 48237's 33/100 can be lined up against any neighbor in Oakland County, Michigan or any ZIP coast to coast. Sparse data for 48237 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 48237's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 48237 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.