ZIP 48221 Foreclosure, Tax-Lien & Distress Report

In Wayne County, Michigan, ZIP 48221 scores 34 of 100 for composite distress, a moderate level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (85/100). Structurally it carries 76/100, against 6/100 of stress already in motion. What sets it apart are the readings on structural risk (76/100), construction/permit lag (73/100), institutional ownership (50/100). On the quiet end sit mortgage stress (20/100).

The peak-phase market in 48221 posted values that rose 4.2% over the year, and 19% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 65% of homes, renters 35%. Rent burden reaches 49% of tenant households. 19.8% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 31/100. At $55,583, median income runs below typical U.S. levels. About 41,750 people live here, median age 38. About 29% have a four-year degree. The typical home is worth about $154,600 (2.5× income, relatively affordable). The vacancy rate is 11.3% — elevated. There are about 17,716 housing units across 48221.

Overall, 48221 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 48221 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 48221 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48221 can be compared directly against any other ZIP in Wayne County, Michigan or nationwide. Where the record is thin for 48221, the field stays empty rather than modeled, and fills in as new documents post.

48221's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 48221 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.