Wayne County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wayne County, MI distress report, 2026: 71 ZIPs scored in Wayne, MI, Wayne, MI average 34/100; the top Wayne, MI ZIP is 48101 at 34/100; Wayne, MI market phase peak, Wayne, MI prices +4.2% year over year.
- Wayne, MI ranks #172 nationally (opportunity index); Wayne, MI #7 in Michigan; Wayne, MI index 36.1.
- Wayne, MI ninety-day mortgage delinquency 1.3% in December 2025; Wayne, MI twelve-month change +0.3%.
- Wayne, MI ZIP phases: 71 peak.
- Wayne, MI residential listings tracked: 3,075 across 60 ZIPs; Wayne, MI candidate listings 584.
- Wayne, MI HUD assisted properties: 149 with 20,031 units.
- Wayne, MI lenders on watch: 5; largest Wayne, MI footprint Dearborn Fsb (5 branches).
- Wayne, MI most distressed ZIP: 48101 at 34/100.
Wayne, MI figures: DLRadar distress index; Wayne, MI inputs: CFPB, FHFA, HUD, FDIC; Wayne, MI rebuilt as sources refresh.
| Rank | Wayne, MI ZIP | Score |
|---|---|---|
| 1 | 48101 | 34/100 |
| 2 | 48111 | 34/100 |
| 3 | 48120 | 34/100 |
| 4 | 48122 | 34/100 |
| 5 | 48124 | 34/100 |
| 6 | 48125 | 34/100 |
| 7 | 48126 | 34/100 |
| 8 | 48127 | 34/100 |
| 9 | 48128 | 34/100 |
| 10 | 48135 | 34/100 |
| 11 | 48138 | 34/100 |
| 12 | 48141 | 34/100 |
Most distressed Wayne, MI ZIPs (0-100, 2026)
Mortgage delinquency in Wayne, MI
1.3% of Wayne, MI mortgages were ninety-plus days late (Wayne, MI, December 2025); Wayne, MI thirty-to-eighty-nine days late: 3.2%; Wayne, MI twelve-month change +0.3%; Wayne, MI peak since 2008: 9.1% (December 2009); Michigan overall 0.9%. Wayne, MI ninety-day series: Dec 24 1.0, Jan 25 1.0, Feb 25 1.2 (Wayne, MI), Mar 25 1.0, Apr 25 0.9, May 25 0.9 (Wayne, MI), Jun 25 1.0, Jul 25 1.1, Aug 25 1.1 (Wayne, MI), Sep 25 1.1, Oct 25 1.1, Nov 25 1.2 (Wayne, MI), Dec 25 1.3.
Opportunity index: Wayne, MI
Wayne, MI index 36.1, Wayne, MI phase peak_opportunity; Wayne, MI primary driver construction, Wayne, MI second driver vacancy. Wayne, MI components: property stress 19.9, foreclosure pressure 19.4, listing discounts 49.7, bank stress 58.8, insurance 0.0; Wayne, MI pulse 37.3; Wayne, MI capital opportunity 34.3; Wayne, MI seven-day change +0.1%.
ZIP market phases inside Wayne, MI
71 Wayne, MI ZIPs carry a price-cycle phase; Wayne, MI ZIPs by phase (Wayne, MI), deepest drawdown first: peak, +2.1% YoY, 1.3% off peak (Wayne, MI): 48117; peak, +3.9% YoY, 0.2% off peak (Wayne, MI): 48134; peak, +4.1% YoY, 0.0% off peak (Wayne, MI): 48164; peak, +4.2% YoY, 0.0% off peak (Wayne, MI): 48111; peak, +4.2% YoY (Wayne, MI): 48101, 48120, 48122, 48124, Wayne, MI 48125, 48126, 48127, 48128, Wayne, MI 48135, 48138, 48141, 48146.
Residential listings by Wayne, MI ZIP
Wayne, MI ZIPs with the most tracked Wayne, MI residential listings: 48170 150 listings, 19 candidates, bank pressure 62; 48221 144 listings, 25 candidates, bank pressure 59; 48224 111 listings, 33 candidates, bank pressure 59; 48154 106 listings, 9 candidates, bank pressure 59 (Wayne, MI); 48152 96 listings, 15 candidates, bank pressure 59; 48205 88 listings, 54 candidates, bank pressure 59; 48180 87 listings, 11 candidates, bank pressure 59; 48168 86 listings, 7 candidates, bank pressure 62. Wayne, MI totals: 3,075 listings; Wayne, MI candidates 584; active ZIPs 2.
HUD assisted housing in Wayne, MI
149 assisted properties with 20,031 units sit in Wayne, MI; largest Wayne, MI properties: Lafayette Towers (Detroit) 584 units; The Ponds At The Villages Of Taylor (Taylor) 511 units, 502 assisted; River Towers (Detroit) 472 units, 288 assisted in Wayne, MI; The Courtyards At The Villages Of Taylor (Taylor) 437 units, 249 assisted; Wellesley Townhouses Cooperative 1-5 (Romulus) 379 units, 130 assisted; The Parks At The Villages Of Taylor (Taylor) 364 units.
Lenders with branches in Wayne, MI
Wayne, MI lenders by branch count: Dearborn Fsb (Wayne, MI): stress 50, 5 branches low in Wayne, MI; First Independence Bank (Wayne, MI): stress 51, 2 branches low in Wayne, MI; Independent Bank (Wayne, MI): stress 67, 1 branch low in Wayne, MI; Bank Of Ann Arbor (Wayne, MI): stress 36, 1 branch low in Wayne, MI; Jpmorgan Chase Bank Dearborn (Wayne, MI): stress 0, 1 branch low in Wayne, MI.
Vacancy and permits, Wayne, MI
100,492 of 801,083 Wayne, MI housing units are vacant; Wayne, MI permits, twelve months: 1,570 multifamily units in Wayne, MI, 1,429 one-to-four unit units.
Work Wayne, MI at the parcel level
Every Wayne, MI parcel carries owner and address; every Wayne, MI parcel carries APN; Wayne, MI distress scores sit on the Wayne, MI live board.
Wayne, MI figures refresh with each source.
Wayne, MI questions
Most distressed ZIP code in Wayne County, MI?
ZIP 48101 leads Wayne, MI at 34/100; next in Wayne, MI: 48111 at 34/100; the Wayne, MI average is 34/100.
Where does Wayne County, MI rank for investment opportunity?
Wayne, MI is #172 among all ranked counties, #7 in Michigan; the Wayne, MI driver is construction; Wayne, MI moved up 470 places.
How many mortgages are delinquent in Wayne County, MI?
1.3% of Wayne, MI mortgages were ninety-plus days late in December 2025; the Wayne, MI peak since 2008 was 9.1%.
Which banks lend in Wayne County, MI?
5 watched lenders hold Wayne, MI branches; the largest Wayne, MI footprints are Dearborn Fsb (5), First Independence Bank (2), Independent Bank (1).
More on Wayne, MI
Wayne County, MI distress report: public-record figures for Wayne, MI; not legal advice for Wayne, MI; not tax or investment advice; verify every Wayne, MI record before acting.