Wayne County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wayne County, Michigan? DLRadar grades every Wayne County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Wayne County breakdown.
- Wayne County's most distressed ZIP is 48101 at 33/100.
- 71 ZIP codes tracked in Wayne County, averaging 33/100 distress.
- Wayne County reads peak — home values up 4.2% year over year.
- Vacancy runs 12.9% across Wayne County's tracked ZIPs, with a 20.8% poverty rate.
- The typical Wayne County home is worth about $193,879 against a ~$65,539 median income.
- Lending headwind in Wayne County sits at 61/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48101 | 33/100 |
| 2 | 48111 | 33/100 |
| 3 | 48120 | 33/100 |
| 4 | 48122 | 33/100 |
| 5 | 48124 | 33/100 |
| 6 | 48125 | 33/100 |
| 7 | 48126 | 33/100 |
| 8 | 48127 | 33/100 |
| 9 | 48128 | 33/100 |
| 10 | 48134 | 33/100 |
| 11 | 48135 | 33/100 |
| 12 | 48138 | 33/100 |
Most distressed ZIP codes in Wayne County (composite distress 0-100, 2026)
What is driving Wayne County distress
Nothing here is estimated: Wayne County is scored from filings alone, and its ZIPs average 33/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Wayne County market phase and pricing
The cycle in Wayne County is peak, with values up 4.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Wayne County
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What people ask
Which part of Wayne County, MI scores highest for distress?
ZIP 48101 leads Wayne County at 33/100, recomputed monthly from public records.
How would you describe the Wayne County market phase?
Wayne County reads peak, with home prices up 4.2% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Wayne County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 71 Wayne County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Wayne County ZIP codes?
A county average hides the spread. Across the Wayne County ZIPs DLRadar ranks, scores run from 33/100 in 48101 down to 33/100 in 48138, against a Wayne County average of 33/100. Because the gap runs to 0 points, Wayne County rewards ZIP-level precision.
What do Wayne County home values and vacancy say about distressed supply?
The typical Wayne County home carries about $193,879 of value against a median household income near $65,539. Vacancy across Wayne County's tracked ZIPs runs 12.9% and the poverty rate is 20.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Wayne County's foreclosure and lien data and its 61/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.