ZIP 48220 Property Distress & Foreclosure Data

ZIP code 48220 in Oakland County, Michigan carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). What sets it apart are the readings on structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Structural exposure scores 75 and live distress 6 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 15% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

21,502 residents call 48220 home, typically aged 36. A median home runs $243,900 here, or 2.7 times local income. The tenure split is 65% owner-occupied to 35% rented. Vacancy runs 6.3%. About 53% have a four-year degree. On demographic stress specifically, 48220 scores 23/100. Households earn a median $86,095 — near the roughly $78,000 national figure. Rent burden reaches 28% of tenant households. There are about 12,044 housing units across 48220. Roughly 10.1% live below the poverty line.

Overall, 48220 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.