ZIP 48220 Foreclosure, Tax-Lien & Distress Report

Oakland County, Michigan's ZIP 48220 registers 33/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). The pressure is most legible in structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). mortgage stress (19/100) stay muted. Structurally it carries 74/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 4.2% year on year, and 15% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 21,502 with a median age of 36. A median home runs $243,900 here, or 2.7 times local income. The tenure split is 65% owner-occupied to 35% rented. Vacancy runs 6.3%. Around 53% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 23/100. Households earn a median $86,095 — near the roughly $78,000 national figure. Rent burden reaches 28% of tenant households. There are about 12,044 housing units across 48220. The poverty rate is 10.1%.

On balance 48220 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 48220 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 48220 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 48220 stays directly comparable to neighboring ZIPs and the rest of Oakland County, Michigan. 48220 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 33/100 for 48220 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 48220 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.