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ZIP 48307 Foreclosure, Tax-Lien & Distress Report

Oakland County, Michigan · Distress market

On DLRadar's 0-100 public-record scale, ZIP 48307 in Oakland County, Michigan comes in at 33, a moderate composite-distress reading. Structural risk reads 74/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). The pressure is most legible in structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). On the quiet end sit mortgage stress (19/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 21% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 44,267 people live here, median age 39. DLRadar's demographic-stress index for the area reads 23/100. Home values center near $355,700, an affordability ratio of 3.1× — accessible. The vacancy rate is 5.4%. Around 30% of renters are cost-burdened. 6.1% of residents fall below the poverty threshold. 68% of housing is owner-occupied. About 58% have a four-year degree. The ZIP holds roughly 19,601 housing units. Median household income is $105,118, above the U.S. median near $78,000.

On balance 48307 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 48307 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 48307 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 48307 stays directly comparable to neighboring ZIPs and the rest of Oakland County, Michigan. Sparse data for 48307 shows as blanks, never estimates, and the score updates on every fresh public filing.

48307's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 48307 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

33/100
Composite stress
74/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 48307

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk98
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

48307 at a glance

The live 48307 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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