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ZIP 48094 Foreclosure, Tax-Lien & Distress Report

Macomb County, Michigan · Distress market

ZIP code 48094 in Macomb County, Michigan carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (19/100) register low. Structural risk reads 64/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (90/100).

The peak-phase market in 48094 posted values that rose 4.2% over the year, and 18% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Around 36% of renters are cost-burdened. Roughly 7.6% live below the poverty line. About 36% have a four-year degree. Population is roughly 20,638 with a median age of 44. Median household income is $96,781, above the U.S. median near $78,000. The ZIP holds roughly 8,408 housing units. The demographic-stress sub-score lands at 29/100. The tenure split is 81% owner-occupied to 19% rented. Vacancy runs 4.3%. A median home runs $418,200 here, or 4.1 times local income.

Net-net, 48094 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 48094 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 48094 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 48094 shows blanks, not estimates, wherever the record is sparse.

The 29/100 for 48094 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 48094 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

29/100
Composite stress
64/100
Structural risk
6/100
Distress activity

ZIP 48094 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk97
9 further distress layers are graded for 48094

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 48094 Stress Report snapshot

48094 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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