ZIP 48021 Property Distress & Foreclosure Data

Macomb County, Michigan's ZIP 48021 registers 27/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100)). The latent-versus-live split is 59/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (59/100), institutional ownership (51/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (2/100).

The expansion-phase market in 48021 posted values that rose 5.6% over the year, and 16% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $58,196, below the U.S. median near $78,000. Owners hold 69% of homes, renters 31%. 18.2% of residents fall below the poverty threshold. Educational attainment sits at 15% bachelor's-or-above. Around 41% of renters are cost-burdened. Home values center near $142,200, an affordability ratio of 2.2× — accessible. The vacancy rate is 5.1%. DLRadar's demographic-stress index for the area reads 29/100. Population is roughly 34,003 with a median age of 36. The ZIP holds roughly 14,037 housing units.

On balance 48021 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.