ZIP 48021 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48021 (Macomb County, Michigan) at a low 29/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). Latent structural risk is 64/100 while live distress already moving reads 6/100. The pressure is most legible in structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (19/100) stay muted.

The peak-phase market in 48021 posted values that rose 4.2% over the year, and 16% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $58,196 — below the roughly $78,000 national figure. 69% of housing is owner-occupied. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 15% have a four-year degree. Rent burden reaches 41% of tenant households. The typical home is worth about $142,200 (2.2× income, relatively affordable). The vacancy rate is 5.1%. The demographic-stress sub-score lands at 29/100. About 34,003 people live here, median age 36. The ZIP holds roughly 14,037 housing units.

Overall, 48021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 48021 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 48021's 29/100 can be lined up against any neighbor in Macomb County, Michigan or any ZIP coast to coast. Sparse data for 48021 shows as blanks, never estimates, and the score updates on every fresh public filing.

48021's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 48021 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.