ZIP 48066 Foreclosure, Tax-Lien & Distress Report

In Macomb County, Michigan, ZIP 48066 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 64/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). The most distinctive pressure shows up in structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (19/100) register low.

The market reads peak — home values rose 4.2% year on year, and 20% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.3%. The tenure split is 65% owner-occupied to 35% rented. The typical home is worth about $155,800 (2.3× income, relatively affordable). Educational attainment sits at 15% bachelor's-or-above. The poverty rate is 11.8%. At $61,222, median income runs below typical U.S. levels. 47,240 residents call 48066 home, typically aged 40. There are about 22,172 housing units across 48066. DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 42% of tenant households.

On balance 48066 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 48066 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 48066 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 48066 shows blanks, not estimates, wherever the record is sparse.

The 29/100 for 48066 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 48066 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.