ZIP 48091 Foreclosure, Tax-Lien & Distress Report
Macomb County, Michigan · High Vacancy market
DLRadar grades ZIP 48091 (Macomb County, Michigan) at a low 29/100 for overall property distress. Structural exposure scores 64 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100)). Its standout signals are structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (19/100) stay muted.
The market reads peak — home values rose 4.2% year on year, and 18% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 30,207 people live here, median age 36. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. Home values center near $149,800, an affordability ratio of 2.6× — accessible. There are about 12,903 housing units across 48091. The tenure split is 66% owner-occupied to 34% rented. At $53,400, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 33/100. Rent burden reaches 51% of tenant households. About 17% have a four-year degree. The poverty rate is 18.0% — high, a tax-stress and distress correlate.
On the whole, 48091 leans distressed, with opportunity clustered in specific stressed parcels. 48091 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 48091 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48091 can be compared directly against any other ZIP in Macomb County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 48091 shows blanks, not estimates, wherever the record is sparse.
Each component behind 48091 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 48091 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 48091 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 48091 by the numbers
Current distress, phase, housing and lender-pressure figures for 48091, drawn from the same report attached to each property.
More ZIPs across Macomb County
Keep exploring Michigan distress
Other reports tied to Macomb County, Michigan — ZIP, county and statewide.
Open the complete 48091 acquisition file
Every distressed parcel in 48091 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology