ZIP 48089 Property Distress & Foreclosure Data

Composite property distress in 48089 (Macomb County, Michigan) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (59/100), institutional ownership (51/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). On the structural side it scores 59/100, with 6/100 of stress already active.

The market reads expansion — home values rose 5.6% year on year, and 19% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 16.0%. Around 47% of renters are cost-burdened. The ZIP holds roughly 13,631 housing units. 55% of housing is owner-occupied. Around 11% of adults hold a bachelor's degree or higher. About 32,126 people live here, median age 35. At $53,076, median income runs below typical U.S. levels. The typical home is worth about $122,100 (2.2× income, relatively affordable). The demographic-stress sub-score lands at 32/100. The vacancy rate is 8.3%.

Net-net, 48089 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.