Macomb County, MI: Foreclosures, Tax Liens & Distressed Properties

Macomb County, MI, Michigan: 39 ZIP codes scored, Macomb County, MI averaging 33/100 (moderate, Macomb, MI), from 23 to 34. Macomb County, MI is in its peak phase (Macomb, MI confidence 26/100): Macomb, MI home prices up 4.2% (Macomb, MI) over twelve months. Macomb County, MI lender headwind: 65/100.

Highest-scoring Macomb County, MI ZIPs: 48236 (34/100), 48005 (33/100), 48015 (33/100), 48021 (33/100), 48026 (33/100), 48035 (33/100). Also scored in Macomb County, MI: 48036, 48038, 48042, 48043, 48044, 48045, 48047, 48048, 48050, 48051.

Across Macomb County, MI's scored ZIPs: median home value $276,844, household income $84,568, 3.9% vacancy, 9.4% poverty, 78% owner-occupied, median age 42.3.

Macomb County, MI insurance distress 64/100 (#810 in the US); FEMA hazard 52/100 for Macomb, MI; 2 federal disaster declarations in Macomb County, MI since 2023 (2 flood); 21 Macomb, MI NFIP flood claims, $332K paid; Macomb, MI construction distress 64/100.

13 banks with 154 branches lend in Macomb County, MI; Macomb, MI weighted bank stress 67/100, highest 90/100 in Macomb, MI.

Macomb County, MI unemployment 5.7% (Macomb, MI +0.2 pts, six months); 1,580 new housing units permitted in Macomb County, MI over twelve months, Macomb, MI down 14% from 1,827; Macomb, MI home prices +8.0% a year (Macomb, MI) over three years.

373,413 housing units in Macomb County, MI; 89,265 Macomb, MI renter households; 48% of Macomb, MI renters spend 30%+ of income on rent, 23% (Macomb, MI) half or more.

Macomb County, MI ranks #1,220 nationally on the opportunity index (Macomb, MI, among all ranked counties); Macomb, MI scores 30.4/100 and Macomb, MI sits #43 inside Michigan. Macomb, MI is in the watchlist opportunity phase; Macomb, MI's primary driver is construction, Macomb, MI second driver bank institutional; Macomb, MI moved up 829 places. 519 short-sale listings across Macomb, MI; 59 days on market observed in Macomb, MI; 4.0% vacancy over 39 Macomb, MI ZIPs.

1.0% of Macomb County, MI mortgages were ninety-plus days late in December 2025; Macomb, MI's thirty-to-eighty-nine-day share was 2.4% (CFPB county sample). Macomb, MI's ninety-day rate is up 0.3 points on twelve months earlier; the Macomb, MI peak since 2008 was 5.6% in January 2010; Michigan overall reads 0.9%.

Macomb County, MI has 5 watched banks; 5 Macomb, MI banks sit in an elevated band. Macomb, MI footprints: First State Bank (10 branches, stress 67) in Macomb, MI; Independent Bank (2 branches, stress 67) in Macomb, MI; Northstar Bank (1 branch, stress 69) in Macomb, MI.

HUD lists 32 assisted multifamily properties in Macomb County, MI with 3,822 units; 1,418 Macomb, MI units are assisted, 9 Macomb, MI properties under project-based Section 8.

14,745 of the 373,413 housing units in Macomb, MI sit vacant. Macomb County, MI permitted 554 multifamily units in twelve months; Macomb, MI's one-to-four unit structures added 1,026 units in Macomb County, MI.