ZIP 48092 Property Distress & Foreclosure Data

DLRadar grades ZIP 48092 (Macomb County, Michigan) at a low 27/100 for overall property distress. Property-level stress concentrates in structural risk (59/100), institutional ownership (51/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). On the structural side it scores 59/100, with 6/100 of stress already active.

The market reads expansion — home values rose 5.6% year on year, and 16% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 3.1%. The poverty rate is 9.0%. The ZIP holds roughly 11,164 housing units. Around 27% of adults hold a bachelor's degree or higher. At $71,761, median income runs near typical U.S. levels. About 27,867 people live here, median age 40. 78% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. Around 46% of renters are cost-burdened. The typical home is worth about $220,400 (2.9× income, relatively affordable).

Net-net, 48092 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.