ZIP 48313 Foreclosure, Tax-Lien & Distress Report

Macomb County, Michigan's ZIP 48313 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). On the quiet end sit construction/permit lag (26/100) and mortgage stress (19/100). Latent structural risk is 64/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (90/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 16% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Households earn a median $87,292 — near the roughly $78,000 national figure. Population is roughly 33,850 with a median age of 41. 7.6% of residents fall below the poverty threshold. Around 43% of renters are cost-burdened. Owners hold 74% of homes, renters 26%. Around 32% of adults hold a bachelor's degree or higher. Home values center near $266,900, an affordability ratio of 2.9× — accessible. The ZIP holds roughly 14,228 housing units. On demographic stress specifically, 48313 scores 27/100. The vacancy rate is 4.7%.

Net-net, 48313 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 48313 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 48313, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 figure for 48313 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 48313 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.