ZIP 48044 Foreclosure, Tax-Lien & Distress Report
Macomb County, Michigan · Distress market
In Macomb County, Michigan, ZIP 48044 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). Its heaviest discrete signals: structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (19/100) stay muted. Structural risk reads 64/100 against active distress of 6/100.
The peak-phase market in 48044 posted values that rose 4.2% over the year, and 14% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
About 58,631 people live here, median age 40. A median home runs $370,300 here, or 3.0 times local income. There are about 20,131 housing units across 48044. The tenure split is 89% owner-occupied to 11% rented. Educational attainment sits at 36% bachelor's-or-above. Median household income is $115,664, above the U.S. median near $78,000. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 27% of tenant households. The vacancy rate is 1.4%. DLRadar's demographic-stress index for the area reads 23/100.
On balance 48044 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 48044 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 48044 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 48044, the field stays empty rather than modeled, and fills in as new documents post.
The 29/100 for 48044 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 48044 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 48044
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 48044 Stress Report snapshot
A live read on 48044: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Macomb County ZIP codes
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Unlock parcel-level detail for ZIP 48044
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Deterministic scoring, sourced entirely from public data · methodology