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ZIP 48045 Foreclosure, Tax-Lien & Distress Report

Macomb County, Michigan · Distress market

On DLRadar's 0-100 distress scale, ZIP 48045 in Macomb County, Michigan comes in at 33, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (81/100). Structurally it carries 73/100, against 6/100 of stress already in motion. What sets it apart are the readings on structural risk (73/100), construction/permit lag (64/100), institutional ownership (50/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 21% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Households earn a median $77,808 — near the roughly $78,000 national figure. Rent burden reaches 40% of tenant households. Roughly 12.1% live below the poverty line. Around 26% of adults hold a bachelor's degree or higher. Vacancy runs 7.1%. Population is roughly 24,118 with a median age of 45. There are about 12,592 housing units across 48045. Home values center near $262,400, an affordability ratio of 3.1× — accessible. The demographic-stress sub-score lands at 29/100. Owners hold 71% of homes, renters 29%.

On balance 48045 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48045 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 48045's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 48045 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

48045's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 48045 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

33/100
Composite stress
73/100
Structural risk
6/100
Distress activity

ZIP 48045 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk97
9 further distress layers are graded for 48045

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

48045 at a glance

The live 48045 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Other Macomb County ZIP codes

Nearest ZIP codes to 48045

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Macomb County, Michigan

Further distress data across Macomb County, Michigan at ZIP, county and state level.

Unlock parcel-level detail for ZIP 48045

Get every distressed property in 48045 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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