ZIP 48045 Foreclosure, Tax-Lien & Distress Report
Macomb County, Michigan · Distress market
On DLRadar's 0-100 public-record scale, ZIP 48045 in Macomb County, Michigan comes in at 29, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). Structurally it carries 64/100, against 6/100 of stress already in motion. What sets it apart are the readings on structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (19/100) stay muted.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 21% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
Households earn a median $77,808 — near the roughly $78,000 national figure. Rent burden reaches 40% of tenant households. Roughly 12.1% live below the poverty line. Around 26% of adults hold a bachelor's degree or higher. Vacancy runs 7.1%. Population is roughly 24,118 with a median age of 45. There are about 12,592 housing units across 48045. Home values center near $262,400, an affordability ratio of 3.1× — accessible. The demographic-stress sub-score lands at 29/100. Owners hold 71% of homes, renters 29%.
On balance 48045 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48045 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 48045's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 48045 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
48045's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 48045 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 48045 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
48045 at a glance
The live 48045 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Macomb County ZIP codes
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Further distress data across Macomb County, Michigan at ZIP, county and state level.
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Rules-based scoring — each signal ties to a public dataset · methodology