ZIP 48045 Property Distress & Foreclosure Data

ZIP code 48045 in Macomb County, Michigan carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100)). On the structural side it scores 59/100, with 6/100 of stress already active. What sets it apart are the readings on structural risk (59/100), institutional ownership (51/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (2/100).

The expansion-phase market in 48045 posted values that rose 5.6% over the year, and 21% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $77,808, near the U.S. median near $78,000. Around 40% of renters are cost-burdened. 12.1% of residents fall below the poverty threshold. Educational attainment sits at 26% bachelor's-or-above. The vacancy rate is 7.1%. Population is roughly 24,118 with a median age of 45. The ZIP holds roughly 12,592 housing units. Home values center near $262,400, an affordability ratio of 3.1× — accessible. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 71% of homes, renters 29%.

On balance 48045 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.