ZIP 48062 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48062 (Macomb County, Michigan) returns a low composite of 29/100. On the structural side it scores 64/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). Leading the profile are structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (19/100) stay muted.

The market reads peak — home values rose 4.2% year on year, and 21% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Home values center near $268,400, an affordability ratio of 3.3× — accessible. Vacancy runs 2.9%. 9,273 residents call 48062 home, typically aged 39. On demographic stress specifically, 48062 scores 34/100. Rent burden reaches 66% of tenant households. 17.2% of residents fall below the poverty threshold. Owners hold 81% of homes, renters 19%. Households earn a median $75,763 — near the roughly $78,000 national figure. The ZIP holds roughly 3,691 housing units. About 25% have a four-year degree.

Overall, 48062 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 48062 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 48062 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 48062 stays directly comparable to neighboring ZIPs and the rest of Macomb County, Michigan. Where the public record is thin for 48062, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 48062 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 48062 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.