ZIP 48002 Property Distress & Foreclosure Data

Composite property distress in 48002 (St. Clair County, Michigan) lands at 23/100 — low on DLRadar's public-record scoring. Structural risk reads 52/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (81/100). The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (47/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 36% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,384 housing units across 48002. The typical home is worth about $313,100 (3.2× income, relatively affordable). Rent burden reaches 0% of tenant households. 97% of housing is owner-occupied. The poverty rate is 5.9% — low. Vacancy runs 6.1%. The demographic-stress sub-score lands at 20/100. Around 21% of adults hold a bachelor's degree or higher. About 3,129 people live here, median age 48. At $91,889, median income runs above typical U.S. levels.

Overall 48002 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.