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ZIP 48002 Foreclosure, Tax-Lien & Distress Report

St. Clair County, Michigan · Distress market

Composite property distress in 48002 (St. Clair County, Michigan) lands at 23/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 53/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (81/100). Its heaviest discrete signals: structural risk (53/100), construction/permit lag (51/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100).

The peak-phase market in 48002 posted values that rose 4.2% over the year, and 36% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,384 housing units across 48002. The typical home is worth about $313,100 (3.2× income, relatively affordable). Rent burden reaches 0% of tenant households. Owners hold 97% of homes, renters 3%. The poverty rate is 5.9% — low. The vacancy rate is 6.1%. The demographic-stress sub-score lands at 20/100. Around 21% of adults hold a bachelor's degree or higher. Population is roughly 3,129 with a median age of 48. Median household income is $91,889, above the U.S. median near $78,000.

On balance, 48002 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 48002 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 48002 stays directly comparable to neighboring ZIPs and the rest of St. Clair County, Michigan. 48002 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

48002's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 48002 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

23/100
Composite stress
53/100
Structural risk
2/100
Distress activity

ZIP 48002 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk83
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 48002 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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See who owns each distressed property in 48002, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Built from public records, scored the same way everywhere · methodology

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