ZIP 48014 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Michigan · Distress market
Composite property distress in 48014 (St. Clair County, Michigan) lands at 22/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (64/100)). Structural risk reads 51/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (54/100), structural risk (51/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low.
The market reads peak — home values rose 4.2% year on year, and 20% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $70,341 — near the roughly $78,000 national figure. About 10% have a four-year degree. Home values center near $217,900, an affordability ratio of 3.0× — accessible. Around 45% of renters are cost-burdened. 6.2% of residents fall below the poverty threshold. Vacancy runs 1.3%. Population is roughly 4,319 with a median age of 43. There are about 1,830 housing units across 48014. The demographic-stress sub-score lands at 28/100. 86% of housing is owner-occupied.
On balance 48014 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 48014 at the moment; the composite and its components are still built from verifiable records.
The 48014 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 48014 stays directly comparable to neighboring ZIPs and the rest of St. Clair County, Michigan. Every figure is auditable to a public dataset and refreshed as records update; 48014 shows blanks, not estimates, wherever the record is sparse.
The 22/100 for 48014 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 48014 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 48014’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 48014 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 48014, the same set carried on every parcel.
St. Clair County ZIPs near 48014
Nearest ZIP codes to 48014
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across St. Clair County, Michigan
Additional distress intelligence spanning St. Clair County, Michigan by ZIP, county and state.
Get the full acquisition report for 48014
Open 48014 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology