ZIP 48014 Property Distress & Foreclosure Data

In St. Clair County, Michigan, ZIP 48014 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 51/100 structural and 2/100 already moving. Its standout signals are structural risk (51/100), construction/permit lag (46/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 20% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $70,341, median income runs near typical U.S. levels. Around 10% of adults hold a bachelor's degree or higher. The typical home is worth about $217,900 (3.0× income, relatively affordable). Around 45% of renters are cost-burdened. The poverty rate is 6.2% — low. The vacancy rate is 1.3%. About 4,319 people live here, median age 43. The ZIP holds roughly 1,830 housing units. The demographic-stress sub-score lands at 28/100. 86% of housing is owner-occupied.

Net-net, 48014 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.