ZIP 48097 Property Distress & Foreclosure Data

DLRadar grades ZIP 48097 (St. Clair County, Michigan) at a low 21/100 for overall property distress. Structural risk reads 48/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (63/100). Property-level stress concentrates in structural risk (48/100), construction/permit lag (46/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 25% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 2,336 housing units across 48097. On demographic stress specifically, 48097 scores 31/100. A median home runs $198,700 here, or 3.0 times local income. Vacancy runs 5.3%. About 12% have a four-year degree. Households earn a median $58,177 — below the roughly $78,000 national figure. The tenure split is 80% owner-occupied to 20% rented. Roughly 15.5% live below the poverty line. 5,400 residents call 48097 home, typically aged 41. Rent burden reaches 50% of tenant households.

Overall, 48097 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.