ZIP 48416 Property Distress & Foreclosure Data

DLRadar grades ZIP 48416 (Sanilac County, Michigan) at a minimal 14/100 for overall property distress. Property-level stress concentrates in construction/permit lag (34/100), structural risk (31/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (69/100). On the structural side it scores 31/100, with 1/100 of stress already active.

The market reads expansion — home values rose 6.0% year on year, and 18% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,038 housing units. About 5,216 people live here, median age 39. Around 24% of renters are cost-burdened. Around 13% of adults hold a bachelor's degree or higher. At $68,650, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 28/100. 84% of housing is owner-occupied. The typical home is worth about $222,000 (3.1× income, relatively affordable). The poverty rate is 13.9%. The vacancy rate is 7.9%.

Net-net, 48416 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.