ZIP 48039 Property Distress & Foreclosure Data

Composite property distress in 48039 (St. Clair County, Michigan) lands at 23/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (81/100)). The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (47/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Structural risk reads 52/100 against active distress of 2/100.

The expansion-phase market in 48039 posted values that rose 5.6% over the year, and 20% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 7,466 with a median age of 47. Owners hold 89% of homes, renters 11%. Rent burden reaches 37% of tenant households. Educational attainment sits at 20% bachelor's-or-above. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. Median household income is $76,304, near the U.S. median near $78,000. There are about 3,656 housing units across 48039. 6.4% of residents fall below the poverty threshold. Home values center near $181,300, an affordability ratio of 2.2× — accessible. DLRadar's demographic-stress index for the area reads 24/100.

On balance 48039 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.