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ZIP 48079 Foreclosure, Tax-Lien & Distress Report

St. Clair County, Michigan · Distress market

In St. Clair County, Michigan, ZIP 48079 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 53/100 while live distress already moving reads 2/100. The pressure is most legible in structural risk (53/100), construction/permit lag (51/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (81/100).

The peak-phase market in 48079 posted values that rose 4.2% over the year, and 14% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

12,683 residents call 48079 home, typically aged 45. The typical home is worth about $293,000 (3.4× income, relatively affordable). The tenure split is 82% owner-occupied to 18% rented. Around 38% of renters are cost-burdened. Households earn a median $80,313 — near the roughly $78,000 national figure. Vacancy runs 3.7%. On demographic stress specifically, 48079 scores 28/100. The ZIP holds roughly 5,415 housing units. About 25% have a four-year degree. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas.

Overall 48079 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 48079 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 48079's 23/100 can be lined up against any neighbor in St. Clair County, Michigan or any ZIP coast to coast. 48079 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 23/100 for 48079 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 48079 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

23/100
Composite stress
53/100
Structural risk
2/100
Distress activity

ZIP 48079 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk83
48079 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 48079 distress snapshot

Current distress, phase, housing and lender-pressure figures for 48079, drawn from the same report attached to each property.

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Adjacent St. Clair County ZIP reports

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