ZIP 48074 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Michigan · Affordable market
DLRadar grades ZIP 48074 (St. Clair County, Michigan) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (67/100). Structurally it carries 52/100, against 2/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (54/100), structural risk (52/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100).
The peak-phase market in 48074 posted values that rose 4.2% over the year, and 11% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 15% have a four-year degree. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $69,600, near the U.S. median near $78,000. Around 47% of renters are cost-burdened. 90% of housing is owner-occupied. A median home runs $197,500 here, or 2.8 times local income. There are about 3,855 housing units across 48074. The vacancy rate is 1.9%. Roughly 7.8% live below the poverty line. 9,617 residents call 48074 home, typically aged 41.
On balance 48074 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 48074 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 48074 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in St. Clair County, Michigan and the nation. The score is rebuilt from public data as it updates, so 48074 reflects the current record instead of a stale or modeled snapshot.
The 23/100 figure for 48074 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48074 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 48074
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 48074 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in St. Clair County
Nearest ZIP codes to 48074
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across St. Clair County, Michigan
Other reports tied to St. Clair County, Michigan — ZIP, county and statewide.
Unlock the full ZIP 48074 acquisition report
Open 48074 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology