ZIP 48074 Property Distress & Foreclosure Data

DLRadar grades ZIP 48074 (St. Clair County, Michigan) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (81/100). On the structural side it scores 52/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (52/100), construction/permit lag (47/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 11% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 15% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 27/100. At $69,600, median income runs near typical U.S. levels. Around 47% of renters are cost-burdened. 90% of housing is owner-occupied. The typical home is worth about $197,500 (2.8× income, relatively affordable). The ZIP holds roughly 3,855 housing units. The vacancy rate is 1.9%. The poverty rate is 7.8%. About 9,617 people live here, median age 41.

Net-net, 48074 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.