ZIP 48028 Property Distress & Foreclosure Data

In St. Clair County, Michigan, ZIP 48028 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 52/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (81/100). Its standout signals are structural risk (52/100), construction/permit lag (47/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 9% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 48028 scores 28/100. A median home runs $390,800 here, or 3.2 times local income. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. About 33% have a four-year degree. Vacancy runs 63.5%, above the national norm and a classic distress-and-opportunity signal. There are about 1,589 housing units across 48028. 1,058 residents call 48028 home, typically aged 63. The tenure split is 97% owner-occupied to 3% rented. Households earn a median $106,765 — above the roughly $78,000 national figure.

Taken together, 48028 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.