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ZIP 48060 Foreclosure, Tax-Lien & Distress Report

St. Clair County, Michigan · High Poverty market

Composite property distress in 48060 (St. Clair County, Michigan) lands at 23/100 — low on DLRadar's distress scoring. The latent-versus-live split is 52/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (67/100)). Leading the profile are construction/permit lag (54/100), structural risk (52/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 20% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

39,502 residents call 48060 home, typically aged 39. Median household income is $51,342, below the U.S. median near $78,000. A median home runs $160,900 here, or 3.0 times local income. 62% of housing is owner-occupied. Rent burden reaches 51% of tenant households. The ZIP holds roughly 18,277 housing units. The vacancy rate is 7.7%. Educational attainment sits at 17% bachelor's-or-above. The demographic-stress sub-score lands at 34/100. The poverty rate is 20.2% — high, a tax-stress and distress correlate.

On the whole, 48060 leans distressed, with opportunity clustered in specific stressed parcels. While 48060 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 48060 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in St. Clair County, Michigan and the nation. Where the record is thin for 48060, the field stays empty rather than modeled, and fills in as new documents post.

Behind 48060's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 48060 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

23/100
Composite stress
52/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 48060

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk83
48060 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 48060 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 48060, the same set carried on every parcel.

Loading ZIP 48060 stress data…

Adjacent St. Clair County ZIP reports

Nearest ZIP codes to 48060

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 48060

Other reports tied to St. Clair County, Michigan — ZIP, county and statewide.

Unlock parcel-level detail for ZIP 48060

Open 48060 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

Deterministic. Every signal traces to a public dataset · methodology

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