ZIP 48063 Property Distress & Foreclosure Data

ZIP code 48063 in St. Clair County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (52/100), construction/permit lag (47/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). On the structural side it scores 52/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (81/100)).

The expansion-phase market in 48063 posted values that rose 5.6% over the year, and 15% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 88% of homes, renters 12%. 3.6% of residents fall below the poverty threshold. Population is roughly 4,106 with a median age of 42. Around 24% of renters are cost-burdened. Educational attainment sits at 31% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100. Median household income is $91,591, above the U.S. median near $78,000. The ZIP holds roughly 1,621 housing units. The vacancy rate is 0.6%. Home values center near $323,200, an affordability ratio of 3.3× — accessible.

Broadly, 48063 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.