ZIP 48032 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Michigan · Distress market
In St. Clair County, Michigan, ZIP 48032 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. The latent-versus-live split is 50/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (80/100), flood (NFIP) exposure (65/100).
The peak-phase market in 48032 posted values that rose 4.5% over the year, and 36% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $89,000, above the U.S. median near $78,000. Rent burden reaches 3% of tenant households. The poverty rate is 11.8%. The ZIP holds roughly 826 housing units. Educational attainment sits at 17% bachelor's-or-above. On demographic stress specifically, 48032 scores 21/100. The tenure split is 93% owner-occupied to 7% rented. 1,834 residents call 48032 home, typically aged 48. Vacancy runs 7.7%. The typical home is worth about $263,900 (2.7× income, relatively affordable).
Broadly, 48032 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 48032 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in St. Clair County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 48032, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
48032's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 48032 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 48032
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 48032 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other St. Clair County ZIP codes
Keep exploring Michigan distress
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Open the complete 48032 acquisition file
The full 48032 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology