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ZIP 48422 Foreclosure, Tax-Lien & Distress Report

Sanilac County, Michigan · Affordable market

Sanilac County, Michigan's ZIP 48422 registers 18/100 composite distress, which DLRadar reads as low. Latent structural risk is 39/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). Leading the profile are construction/permit lag (71/100), structural risk (39/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The market reads expansion — home values rose 5.5% year on year, and 19% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 6,172 people live here, median age 46. 85% of housing is owner-occupied. Rent burden reaches 24% of tenant households. About 14% have a four-year degree. The vacancy rate is 7.2%. Roughly 12.0% live below the poverty line. A median home runs $171,300 here, or 2.8 times local income. There are about 2,801 housing units across 48422. DLRadar's demographic-stress index for the area reads 26/100. Households earn a median $57,078 — below the roughly $78,000 national figure.

Overall, 48422 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 48422 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 48422 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 48422 stays directly comparable to neighboring ZIPs and the rest of Sanilac County, Michigan. The score is rebuilt from public data as it updates, so 48422 reflects the current record instead of a stale or modeled snapshot.

Behind 48422's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 48422 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

18/100
Composite stress
39/100
Structural risk
1/100
Distress activity

ZIP 48422 distress signals, scored

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk68
9 further distress layers are graded for 48422

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 48422 distress snapshot

The live 48422 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Sanilac County

Related reports across Sanilac County, Michigan

Further distress data across Sanilac County, Michigan at ZIP, county and state level.

See every distressed parcel in 48422

Open 48422 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Rules-based scoring — each signal ties to a public dataset · methodology

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