ZIP 48434 Property Distress & Foreclosure Data

DLRadar grades ZIP 48434 (Sanilac County, Michigan) at a minimal 14/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). On the structural side it scores 29/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (33/100), structural risk (29/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $41,250, median income runs below typical U.S. levels. About 142 people live here, median age 63. The poverty rate is 23.9% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 46/100. Around 13% of adults hold a bachelor's degree or higher. The typical home is worth about $170,800 (3.3× income, relatively affordable). The ZIP holds roughly 147 housing units. The vacancy rate is 49.6% — elevated. Around 100% of renters are cost-burdened. 76% of housing is owner-occupied.

Net-net, 48434 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

14/100
Composite stress
29/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 48434

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk68
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Sanilac County

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Deterministic. Every signal traces to a public dataset · methodology