ZIP 48434 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48434 (Sanilac County, Michigan) lands at 18/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (68/100)). Structurally it carries 39/100, against 1/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (71/100), structural risk (39/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $41,250, median income runs below typical U.S. levels. 142 residents call 48434 home, typically aged 63. The poverty rate is 23.9% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 46/100. Educational attainment sits at 13% bachelor's-or-above. The typical home is worth about $170,800 (3.3× income, relatively affordable). There are about 147 housing units across 48434. The vacancy rate is 49.6% — elevated. Rent burden reaches 100% of tenant households. The tenure split is 76% owner-occupied to 24% rented.

Taken together, 48434 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 48434 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 48434's 18/100 can be lined up against any neighbor in Sanilac County, Michigan or any ZIP coast to coast. Where the public record is thin for 48434, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 figure for 48434 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 48434 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.