ZIP 48419 Foreclosure, Tax-Lien & Distress Report

Sanilac County, Michigan's ZIP 48419 registers 18/100 composite distress, which DLRadar reads as low. Structurally it carries 39/100, against 1/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). Property-level stress concentrates in construction/permit lag (71/100), structural risk (39/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.5% year on year, and 50% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 2,309 with a median age of 44. 86% of housing is owner-occupied. There are about 1,271 housing units across 48419. Around 16% of adults hold a bachelor's degree or higher. 7.6% of residents fall below the poverty threshold. On demographic stress specifically, 48419 scores 29/100. Vacancy runs 23.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $60,357 — below the roughly $78,000 national figure. A median home runs $172,900 here, or 3.0 times local income. Around 37% of renters are cost-burdened.

On the whole, 48419 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 48419 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 48419, the field stays empty rather than modeled, and fills in as new documents post.

48419's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 48419 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.