ZIP 48419 Foreclosure, Tax-Lien & Distress Report

ZIP code 48419 in Sanilac County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 29 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). What sets it apart are the readings on construction/permit lag (33/100), structural risk (29/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 50% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,309 people live here, median age 44. 86% of housing is owner-occupied. There are about 1,271 housing units across 48419. Around 16% of adults hold a bachelor's degree or higher. The poverty rate is 7.6%. The demographic-stress sub-score lands at 29/100. Vacancy runs 23.7%, above the national norm and a classic distress-and-opportunity signal. At $60,357, median income runs below typical U.S. levels. The typical home is worth about $172,900 (3.0× income, relatively affordable). Rent burden reaches 37% of tenant households.

Net-net, 48419 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.